Medicare/Medigap plan changes?

THIS IS ONLY THE BEGINNING OF WHAT THEY ARE GOING TO DO TO SENIORS WITH THE MEDICARE/MEDI-GAP PLANS,
ANYONE ON MEDICARE STILL WANT THE CHANGES OBAMA PROMISED?: CALL YOUR PROVIDER TO ASCERTAIN IF THIS IS GOING TO HAPPEN.

By David B Miller
Healthcare costs that are not covered by standard Medicare plans are not left uncovered with Medigap, also known as Medicare Supplement plans. Seniors, you are eligible for Medicare coverage if you are at least 65 years of age and/or have a qualifying disability. As the policies currently stand, there are 12 Supplement plans assigned the letters A through L. Each plan is important to consider for certain benefits relevant to your current situation, geographic location and health conditions. A basic change is occurring to all current plans with an addition of hospice care. Plan G will be undergoing a further alteration, that of a boost from 80 percent to 100 percent coverage for excess charges.

The plans that are being done away with altogether come June 2010 are Plans E, H, I and J. In addition, all Medicare Supplement plans will be stripped of their preventative care and at-home-recovery benefits. All seniors, no matter your current plan, are advised to review your plan in order to better make an informed decision about whether to keep your plan or switch to one of the new ones to be introduced. If your plan is being eliminated, you really have no other option than to review and compare the new rules of different coverage options.

Remember that while these changes may be frustrating and present a hassle right now, its purpose is to present you with better coverage at a lower cost. There will be further changes than those mentioned here, in the form of rates for deductibles, co-pays and benefits you receive from different Medicare Supplement plans. Since there will naturally be an increase in expenses for insurance companies offering healthcare, many will be discontinuing certain Medicare and Medigap options in an effort to offset these costs. Talk with your plan provider to review your options and become informed about any changes you may not have been aware of.

Dave Miller recommends visiting this updated informative site about Medicare Supplement Plans. Visit this unique site at http://www.Over65Insure.com

P.S. I just called AARP, the Customer Service officer named David stated, that if your already have those plans and wish to keep them, you will not be forced to make a change, but the changes like the preventative care(like flu shots) and higher deductibles does not sound good.And this is before any of the healthcare bills they are planning on are put into force. The first to suffer will be the seniors!

Call your Senators(even if they won't listen), they keep count of the amount of calls they receive, and let them know if they hurt the Seniors, we won't forget comes election day!